If you are fed up with paying a fee to withdraw your money at an ATM, then this is the account for you. This free checking account provides you with the opportunity to have your ATM fees refunded and also pay you a high interest rate. There are a few simple requirements you must meet to qualify for these rewards.

• No minimum balance requirement
• No monthly service charges
• Unlimited check writing with no per check fees
• Free check safekeeping required
• Interest is credited to the account monthly, based on the following tiers:
  On balances from $0 - 25,000
  On balances from $25,001 and over
  OR base rate for all balances if requirements are not met
• To earn the higher interest rate(s) and free ATMs nationwide, perform the following each qualifying cycle**:
  - Make at least 10 Check-Mate Card purchases (excluding ATM
    transactions)
  - Receive a monthly electronic statement
  - One direct deposit or ACH auto debit
• $1 minimum initial opening deposit
• Check-Mate card available*
• 24-hour account access via Internet available
• 24-hour account access via telephone available
• Overdraft Privilege program attached
• Direct Deposit available

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
Current interest rates are posted in the bank lobby and are subject to change without notice. They are solely determined by the bank.
*Other banks may charge additional fees for using their ATMs. These fees will appear on your monthly statement. Other fees may apply. See our Personal Fee Schedule for information on service fees.
**Qualifying cycle means a period beginning one day prior to the current statement through one day prior to the close of the statement.