Not only can you open a great account to suit your needs, but you can also simplify your life by utilizing the following products/services for additional convenience.

Check-Mate Debit Card
Quit wasting money buying all of those checks when you can use your Check-Mate Card instead. Your Visa debit card will be accepted at millions of locations worldwide. Your purchases will be automatically debited from your checking account - you will not receive a bill. Your Check-Mate Card will also give you 24-hour access to your money through ATM machines.

Consumer Internet Banking - Bank@Home
Save valuable time with Bank@Home - FBC's Consumer Internet Banking product. This modern approach to banking allows you to perform bank transactions anytime, anywhere with a PC and Internet access. Your confidential information is kept safe with the use of a secured site and 128-bit SSL encryption. Want more info? Click here.

Telephone Banking - First Touch Banking
With First Touch Banking, you no longer have to be put on hold or wait in lines for your banking information. With this product, you get account information 24 hours a day, 365 days a year. Want more info? Click here.

Combined Statement
With Combined Statement, you can get all of your banking information at once. You will receive your savings and checking statements on the same statement; allowing you to balance your accounts at the same time.

E-Mail Statements
With an e-mail statement, you will avoid the mail time, allowing you to reconcile your accounts much quicker. You will feel comfortable receiving your e-mail statements knowing that it uses an encrypted attachment and requires a password to open the e-mail. One more benefit is the convenience of storing your e-mail statements - just save it to your PC's hard drive or a disk.

To sign up to receive your statements via e-mail, please click here and print off the application and disclosure. Complete the application and mail it or drop it off at one of our convenient locations. The disclosure is yours to keep for reference.

Overdraft Privilege¹
Gain additional convenience and flexibility in managing your funds with First Banking Center's Overdraft Privilege program. If you've ever made a mistake in your checking account or written a check for more money than the available balance in your account, you are aware of the expenses and problems associated with inadvertent overdrafts. FBC's Overdraft Privilege program can help you avoid these situations. Rather than automatically returning, unpaid, any non-sufficient fund items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing. This means that you may receive fewer charges from retailers from returned checks and less aggravation and embarrassment.

Direct Deposit
Arrange to have your payroll, social security, or any other recurring check automatically transferred into your bank account. With Direct Deposit you no longer have to rush to the bank before it closes to cash a check or to cover any checks you've already written. Additionally, you will no longer have to wait for your money to be available with your ATM or debit card; direct deposit money is available immediately.

Gold Club
Are you age 55 or better and interested in getting free and discounted bank services? FBC's Gold Club is a special service offered to customers who maintain an FBC checking account and hold a minimum balance of $5,000 in either a checking account, savings account, money market account, or certificate of deposit. (Spousal joint accounts meet club requirements for both husband and wife.)

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¹ We reserve the right to require you to pay your outstanding overdraft (negative) balance, including our fees, immediately or on demand. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing or you are not making regular deposits, or you are in default on a loan, or you have too many overdrafts. A fee may be imposed for covering an overdraft (negative) balance created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Our normal fees and charges including, without limitations are currently $27 per non-sufficient fund (NSF) or overdraft (OD) item, as set forth in our fee schedule (daily limit of six).