First Banking Center - Checking Comparison Chart

To make your checking selection easier, compare the checking choices below to find the account that best suits your needs. For a complete description of any of our checking products, click on the name of the checking account.

FBC Checking Account Options	Free Checking	Rewards Checking	Premier Checking	Senior Premier Checking
Balance Requirement	None	None	$10,000 aggregate low balance in 3 deposit accounts.	$10,000 aggregate low balance in 3 deposit accounts.
Monthly Service Fee (if balance requirement not maintained)	None	None	$10	$5
Interest Earned²		³
Electronic Statements Required		⁴
Check Safekeeping Required
Image Checks with Statement Optional
Overdraft Privilege and Protection Available
No Annual Fee Check-Mate Card Available
Free ATM Withdrawals	Free at any FBC terminal; charge for all other.^1/5	³	¹	¹
Telephone Banking & Internet Banking with Bill Payment Free
Cashiers Checks, Money Orders, & Travelers Checks for One at no Issued Cost
First Box Any Style Checks Free
First Year Safe Deposit Box Rental Free
Free Wealth Management Consultation
Age Requirement Applies (55 or better)

Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
¹ Other financial institutions may charge additional fees for the use of their ATMs.² Current interest rates are available in the bank lobby and are subject to change without notice. They are solely determined by the bank.
³There are requirements that need to be met in order to receive the maximum interest rate and free ATM transactions (anywhere in the USA) on the Rewards Checking. The requirements are: a minimum of 10 Check-Mate Card purchases per cycle and a minimum of 1 Direct Deposit or ACH auto debit per cycle.
⁴Must maintain valid e-mail address.
⁵There is a $2.00 charge for all non-FBC ATM terminal transactions (including Cash-Back POS transactions), in addition to surcharges from other financial institutions.