

First Banking Center knows your business has unique borrowing needs. You can feel confident knowing we have a loan product that will work for you and knowledgeable lenders to help you through the entire process.
Line of Credit
With a Line of Credit, you have access to cash whenever you need it, for whatever
you need*. Not only is it convenient, but there are
also flexible payment options available. With this predetermined Line of Credit,
you will have working capital available when you need it most. Your cash flow
cycle determines the usage and timing of principal payments. Monthly interest
payments are based on usage only. Interest rate is variable and tied to Prime.
Financing for Machinery, Equipment & Other Fixed
Assets
First Banking Center's flexible financing options allow you to add the equipment
and machinery that you need to sustain growth and maintain profitability.
Interest rates are competitive and either fixed or variable. The amortization
of the note is determined by the useful life of the asset.
Real Estate Acquisition and Expansion
First Banking Center offers real estate acquisition and expansion loans with
long term amortizations. Construction loans for expansion or remodeling are
also available at favorable terms. Real estate mortgages can be set up as
renewable balloon notes based on either fixed or variable rates.
Government Guaranteed and Sponsored Loan Programs
You may find funding your business easier than you expected with the wide
variety of loan products available. First Banking Center helps it's customers
take advantage of Small Business Administration (SBA) Loan programs. The Low
Doc, 7A and 504 programs allow us to offer loans to individuals and companies
that are just starting out or growing rapidly. The repayment terms are flexible
and competitive. Eligible customers may also take advantage of WHEDA programs,
including the Linked Deposit Loan Subsidy program.
Other Credit Services
Our knowledgeable loan officers can also help you meet your other credit needs.
Letters of Credit, both domestic and international, are available. You will
also find First Banking Center's loan officers helpful for any of your Leasing
or Asset Based Borrowing needs.
*Subject to credit arrangement with bank.
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