Are you interested in solid interest rates while having total access to your funds? First Banking Center's Insured Indexed Money Market Savings account gives your business the opportunity to earn higher interest on liquid assets. The account is tiered to offer a higher rate of interest to businesses maintaining slightly higher account balances. As the account grows to a new tier, the funds automatically start earning a higher rate of interest.

• Tiers:
  $0 - $999
  $1,000 - $3,999
  $4,000 - $7,499
  $7,500 and over
• Interest is credited monthly
• A maximum of six debits allowed per month, of which no more than three may be checks
• Minimum check amount $500
• FREE check safekeeping required
• FDIC insured
• $1,000 initial opening deposit requirement
• 24-hour account access via Internet available
• 24-hour account access via telephone available
• FREE statements options available: Paper, CD-ROM, E-mail

The interest rate on the Insured Indexed Money Market Savings account could change weekly. The annual percentage yield on the $7,500 and over tier will be no less than the average seven-day simple yield on taxable money market funds as published in the Wall Street Journal the previous Thursday. The annual percentage yield on all other tiers are solely determined by the bank.

Should the account balance fall below the $1,000 average daily balance* for the month, a $20 service fee will be charged and interest credited to the account will drop to no less than the Business Savings account rate. After six debits of any type per month, a $4 fee will be charged for each withdrawal over six.

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice. See our Business Fee Schedule for information on service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
For interest bearing accounts: We reserve the right, at any time, to require not less than 7 days notice in writing before each withdrawal from an interest bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Current interest rates are available in the bank lobby and are subject to change without notice.
Federal regulations limit pre-authorized, electronic, or telephone withdrawals to six per month. (In-house transactions are not included.)
*The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.