Businesses that have fewer monthly transactions and carry smaller average daily collected balances may get the Micro Business Checking for free. To make it even better, we will pay you cash with every VISA purchase (non-PIN) made using your Check-Mate debit card. Now that's FREE MONEY!

• $100 average daily collected or $10,000 combined balances
• Tiered "cash rewards" paid on Visa purchases (non-PIN) debit card transactions *
  Tier 1: Receive .10% on monthly purchases totaling up to $999
  Tier 2: Receive .15% on monthly purchases totaling $1,000 & more
• 20 Free debits/checks paid per month **
• 25 Free credits/deposits per month **
• 50 Free items deposited per month
• FREE check safekeeping available
• No monthly earnings credit
• $100 initial opening deposit requirement
• Business debit and credit cards available
• 24-hour account access via Internet available
• 24-hour account access via telephone available
• FREE Statement options available: Paper, CD-ROM, E-mail

If the balance falls below the requirement for the month, a $6 service fee will be charged. If the account exceeds 20 debits including checks paid per month, a 20¢ per debit/check paid fee will be charged for all debits over 20. If the account exceeds 25 credits/deposits per month, a 20¢ per credit/deposit fee will be charged for all credits over 25. If the account exceeds 50 items deposited per month, a 10¢ per item deposited fee will be charged for all items deposited over 50.

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For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice. See our Business Fee Schedule for information on service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
*Monthly totals will be adjusted by any merchant credits (returned items) during the statement cycle.
**ACH transactions (including non-PIN based debit card transactions) are not included in the item counts.