First Banking Center's Ag Business Checking is specifically designed to meet the unique needs of those in the agricultural industry. You will avoid monthly fees with this account by maintaining the required balance and staying within the activity limits outlined below. In addition to the possibility of an account with no charges, you are eligible for our Business Express (Business Internet Banking) free of charge for the first three months as well as your first box of wallet safety paper, personal style checks with a business logo for free.

• No monthly service fee if $1,200 average daily collected balance* or $10,000 combined (including your personal FBC accounts) collected balances is maintained
• 80 Free debits/checks paid per month
• 15 Free credits/deposits per month
• 50 Free items deposited per month
• No monthly earnings credit
• $100 initial opening deposit requirement
• Business debit and credit cards available
• 24-hour account access via Internet available
• 24-hour account access via telephone available
• FREE Statement options available: Paper, CD-ROM, E-mail

If your account falls below the balance requirement or exceeds the free specified services, the corresponding service fees will be charged.

• If the balance falls below the requirement, a $7 service fee will be charged for the month.
• When the account exceeds 80 debits including checks paid from the account per month, a 25¢ per debit/check paid fee will be charged for all debits over 80.
• When the account exceeds 15 credits per month, a 30¢ per credit/deposit fee will be charged for all credits over 15.
• When the account exceeds 50 items deposited per month, a 15¢ per item deposited fee will be charged for all items deposited over 50.

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Account pricing/activity limits may vary in certain locations. Please call your nearest branch for details.
For your protection, it is the policy of First Banking Center to prohibit check cashing, or cash back deposits, on checks made payable directly to your business. These checks will be accepted for deposit only.
Products could change at any time without notice. See our Business Fee Schedule for information on service fees.
Collected balance is cash in your account plus deposited checks that have been presented to the bank the check is drawn on and for which payment has actually been received by First Banking Center.
*The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.