Business Checking
As your business grows, you will have more and more transactions -- you need an account that can keep up with you, that can offer all the services your company needs for the best price.
If your business has high transaction volume and higher balances, FBC's Business Checking Account can do it all for you. We offer low transaction charges and an earnings credit that may offset or even eliminate those fees!
Get all the checking power your business could ever need. Apply today.
- Summary
- No minimum balance
- Earnings credit may offset fees*
- $8 monthly maintenance fee
- $200 initial opening deposit
- Various statement options available
- Business debit and credit cards available
- Free Online Banking with Bill Pay**
- Unlimited Telephone Banking
- FDIC insured
*Earnings credit is an allowance used to offset part or all of the service charges on an account. The earnings credit is calculated on the basis of the average collected balance in the account during a period and the earnings credit rate in effect at the time. The average daily balance is the sum of the balances in the account for each day in the period (month or statement cycle) divided by the number of days in the period.
**Free Online Banking requires Online Statements
- Additional Charges
- Checks written and other debits charge: $0.22
- Deposits and other credits charge: $0.25
- Items deposited charge: $0.12
- Items deposited drawn on FBC accounts: $0.03
- ACH debit or credit charge: $0.12 each
- Pre-encoded & pre-endorsed items: $0.06
- Rejected pre-encoded items: $0.25
- Uncollected Funds Usage Charge: Amount x (Prime + 5%)
